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What Do You Do When You Receive the “Friday Afternoon Phone Call?”
Does your agency or business get the “Friday Afternoon Phone Call?” You know, that phone call at the end of the week where some needs your service right away. Are they a great fit for your business?...
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An Amazing Example of How One Business Owner is Winning Because of...
Being different from your competition requires hard work, commitment, and the ability to think outside of the box. John Armstrong understands this and has used this philosophy to become a top realtor...
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9 Ways to Dominate Your Industry and Blow the Competition Away
Any person or business can become a dominant force in their field, but you must have guts. If you want to stand out from crowd and become the point of comparison, you have to think outside the box, be...
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“Goal Achieving or Tension Relieving?”
If you want to be more productive, ask yourself one question at any point during the day, “Am I goal achieving or tension relieving?” This phrase has been used by many authors and speakers, but I heard...
View ArticleWhy Do I Have to Insure My House or Building For More Than It’s Worth?...
“My home is only worth $200,000, but the insurance company is making me insure it for $300,000.” Why are they doing this? This is probably one of the most frequently asked questions I get. It’s a...
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3 Common Business Networking Mistakes
Business networking can be a fun way to meet new people and prospects, but mistakes could be the difference between a long-term profitable relationship and a 30 second conversation. As a sales...
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Why Every Organization Needs to Protect Its Directors & Officers
Does your business or organization carry directors and officers liability insurance? If not, here is why you may want to consider it. Decisions are made by directors and officers regularly. Some...
View ArticleWhy Do We Spend More Time Buying Cereal Vs. Insurance?
I was in the grocery store yesterday getting some food and suddenly it him me. Many people spend more time in the cereal aisle making a food decision than they do buying their own insurance. I know,...
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Why Insurance Company Relationships Are So Important to Independent Agents
I am proud to be an independent insurance agent. The independent insurance agent system provides insurance consumers knowledge, local expertise, and choices. Independent agents work extremely hard for...
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Does My Subcontractor Need to Carry Workers Compensation in Illinois?
Over the past few years, one of the biggest frustrations from both general contractors and subcontractors in the state of Illinois has been the issue of workers compensation. This is how many...
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Just Like In Football, Business Isn’t Always Fair
I uploaded a youtube video yesterday discussing that just like in football (especially with the replacement refs), business isn’t always fair. The complete video is below. There are times when a...
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My Value Proposition
Why should an individual or business owner do business with me? I want to make you smile It’s a straightforward and simple question, yet with some much noise and competition out there, it sometimes...
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Data Breach: 5 Ways to Keep Personal Information Private
How can you keep your customer’s or vendor’s personal information private? Data breaches happen every day and businesses and organizations need to know how to keep personal information private. If you...
View ArticleBarnes & Noble’s Recent Data Breach; Another Example of the Importance of...
Barnes & Noble was recently attacked by a cyber criminal tampering with their credit card processors. 63 stores were affected with potentially thousands of customers impacted by the breach....
View ArticlePost Cyber Liability Loss Needs and Questions Business Owners Must Face
There have been countless examples of businesses dealing with cyber liability losses or a data breach. After a cyber event or data breach occurs what needs may these businesses or organizations face?...
View ArticleSeverity of Cyber Liability Loss Is Worse Than a Fire for Most Companies
Most business owners understand they must purchase insurance for their building, contents, equipment, and business interruption. That’s a no brainer. What many business owners may not realize is...
View ArticleCould Former Employees Be Your Greatest Cyber Liability Threat?
Great employees are the backbone of every successful business. Could they also be your greatest cyber liability threat? I speak with business owners everyday and there is no doubt that finding the...
View ArticleHow Much Will a Data Breach Cost My Business?
A data breach to your business will definitely be expensive, but how much can a business expect to pay after a data breach? That number obviously depends on a large number of factors and would vary by...
View ArticleDoes Cyber Insurance Cover Crisis Management and Event Expense?
A common question I get when discussing cyber liability is “other than data breach notification, what other things does cyber liability insurance cover?” Picture this. A large non-profit’s...
View ArticleWhy Your Business Needs Security Breach Remediation and Notification Expense...
One of the most important components of any cyber liability insurance policy is the ability to pay for costs resulting from security breach remediation and notification expenses. What are these costs...
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